The 2026 Great Housing Reset: Wage Growth Outpaces Home Prices as the Lock-In Effect Thaws
National home prices flatline at 0–2.2% growth while wages finally catch up — but 6.3% mortgage rates, soaring insurance costs, and a dramatic geographic polarization between the Rust Belt and the Sunbelt are reshaping the American housing landscape. The End of the Crash Narrative:
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